| Program | Rate / APR |
|---|---|
| 30 Year Fixed | 3.25% / 3.3% |
| 20 Year Fixed | 3.25% / 3.32% |
| 15 Year Fixed | 2.625% / 2.72% |
| FHA 30 Year Fixed | 2.875% / 3.15% |
| VA 30 Year Fixed | 3.25% / 3.35% |
| 30 Year Fixed High Balance Conf. | 3.5% / 3.55% |
| Get Started | About These Rates |
Located in Beautiful Northern California, we thrive on the success and satisfaction of our clients.
Calculate your mortgage, interest rates, and more.
Explore various loan program options for fixed and adjustable rate mortgages.
Complete our online secure application here. It only takes a few minutes.
Welcome to our website.
We provide independent advice regarding your real estate needs.
We make less per loan than our competitors and pass the extra savings to you.
We provide the best rates by shopping our lender partners.
We have an actual office located in Petaluma, CA. Please call us to speak directly with one of our staff members, or visit us in person.
Are you first-time home buyer? . We will help and guide you through all paperwork step-by-step.
Need to refinance your mortgage to get better rate? We will get the best deal for your financial plan. All of our rates are updated in real-time by our lenders.
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plans.
Welcome to the official site of emortgages.com. We are a full-service mortgage company based in Petaluma, CA. We specialize in Conventional Loans, Jumbo Loans, Investment Properties Loans, Bank Statements, LoansVA Loans and FHA Loans in Petaluma. We also serve the surrounding cities in Sonoma County, Solano County, Marin County, Alameda County, San Mateo, Santa Clara, Sacramento, San Francisco Bay Area, Los Angeles, San Diego and entire State of California. Whether you are buying a home or refinancing in any of these zip codes: 94954, 94952, 94903, 95402, 95405, 95406, 95013, 94101, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes emortgages.com unique is that we offer the following niche programs as well: Down Payment Assistance, No Income verification, Bank Statements loans, Asset Depletion, Investors Loans, Credit Repair.
Contact emortgages.com today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
You can book a Free 15 Minutes Consultation to review your specific lending needs
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 275208
www.nmlsconsumeraccess.org
1425 N McDowell Blvd., Suite 209
Petaluma, CA 94954
Phone: (707) 763-6290
info@emortgages.com
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