Jehoshua Shapiro

(800) 619-4400

  • Purchase
  • Refinance
  • Personal service and advice
The Bureau of Economic Analysis reported today that first quarter 2016 Gross Domestic Product (GDP) rose by an anemic 0.5% versus the 0.9% expected and down from the 1.4% in the final quarter of 2015. Homeownership rates fell to their third lowest on record in the first quarter of 2016, signaling deteriorating finances, higher qualifications and changing preferences since the Great Recession. Mortgage rates edged higher in the latest week as Bond prices fell, while yields edged higher.

See more on our blog:

No Closing Cost Refinance*
Program Rate *Cost APR
30 Year to 417K 3.625 0.00 3.625
20 Year to 417K 3.50 0.00 3.50
15 Year to 417K 2.875 0.00 2.875
7/1 ARM to 417K 3.25 0.00 3.25
30 Year to 625.5K 3.875 0.00 3.875

*FICO Score 740. Minimum loan amount $325,000. Loan to value < 75%. One unit properties. Owner occupied. No cash-out.

This Week's Money Tip:
How To Beat Out Other Buyers


Call me today at (800) 619-4400 for a Free Consultation or click to Apply
and start the process at your convenience.

If you are thinking of purchasing a home, we suggest that you get
pre-approved for your mortgage.

You can start the process for your California mortgage loan on the 
Purchase Assistant page.

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Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.