Jehoshua Shapiro

(800) 619-4400

  • Purchase
  • Refinance
  • Personal service and advice

CoreLogic, a consumer, financial and property information and analytics firm, reported that home price gains, including distressed sales, rose from October 2014 to October 2015 as the housing recovery marches on. National manufacturing slipped again in November and fell below the 50.0 mark for the first time since November 2012 and the lowest level since June 2009. A recent poll conducted by Reuters to a group of economists showed sales of existing homes in the U.S. are expected to pick up in 2016.

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No Closing Cost Refinance*
Program Rate *Cost APR
30 Year to 417K 3.99 0.00 3.99
20 Year to 417K 3.75 0.00 3.75
15 Year to 417K 3.125 0.00 3.125
7/1 ARM to 417K 3.50 0.00 3.50
30 Year to 625.5K 4.00 0.00 4.00

*FICO Score 740. Minimum loan amount $325,000. Loan to value < 75%. One unit properties. Owner occupied. No cash-out.

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Call me today at (800) 619-4400 for a Free Consultation or click to Apply Now and start the process at your convenience.

If you are thinking of purchasing a home, we suggest that you get pre-approved for your mortgage.

You can start the process for your California mortgage loan on the Purchase Assistant page.

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Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.