Jehoshua Shapiro

(800) 619-4400

  • Purchase
  • Refinance
  • Personal service and advice

The Commerce Department reported that New Home Sales in September rose 3.1% from August to an annual rate of 593,000 units, below the 610,000 expected. Popular iPhone maker Apple reported disappointing quarterly earnings after the market closed on Tuesday as the numbers were lower across the board. The Mortgage Bankers Association reported on Tuesday that lenders across the nation are expected to write more than $1 trillion in mortgages for home purchases in 2017.

For more more mortgage and market news, read our blog at


No Closing Cost Refinance*
Program Rate *Cost APR
30 Year to 417K 3.50 0.00 3.50
20 Year to 417K 3.25 0.00 3.25
15 Year to 417K 2.75 0.00 2.75
7/1 ARM to 417K 3.125 0.00 3.125
30 Year to 625.5K 3.75 0.00 3.75

*FICO Score 740. Minimum loan amount $325,000. Loan to value < 75%. One unit properties. Owner occupied. No cash-out. 

Call me today at (800) 619-4400 for a Free Consultation or click to Apply Now and start the process at your convenience.

If you are thinking of purchasing a home, we suggest that you get
pre-approved for your mortgage.

You can start the process for your California mortgage loan on the Purchase Assistant page.

No Pressure - No Obligation - Just Good Information


We Have Moved! 

We have moved!  After 13 wonderful years at our 5th Street location in downtown Petaluma, we finally ran out of room. The decision to move was both easy and hard.

Easy because we knew we needed the space and were looking forward to the opportunity to continue to grow the business.

Hard because we loved our downtown location and our wonderful landlords:  Irv Piotrkowski and Bill Fishman (who had their law offices right next door.

After weeks and weeks of planning, and the usual hiccups, we made it! We are happily ensconced in our new offices on the east side of Petaluma at:

1425 North McDowell Boulevard, #209
Petaluma, CA, 94954

All the rest of our information stays the same, as well as our great rates and hardworking staff.

Wanted to give a couple of shoutouts - first of all to our IT guys, Chuck Stanton and his assistant Joe Ferrua, both of Petaluma's Beyond Computer, who moved all of our networking equipment and set it all up in the new office. We didn't have to do a thing except hit the "on" button. They did it all. 

Also another shoutout to Petaluma moving company Adams Moving who were professional, quick, and careful with our move. We are also grateful our new property managers, Clear Blue Commercial, who did everything in their power to make sure that our move was a smooth one.

See you on the east side!




Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.