Jehoshua Shapiro

(800) 619-4400

  • Purchase
  • Refinance
  • Personal service and advice

The Conference Board reported on Tuesday that its Consumer Confidence Index soared to 104.1 in September, the highest level since before the recession began in 2008. Home price gains remained steady in July as the sector continues to shine in a somewhat gray economy. Oil prices declined in Tuesday's trading after Saudi Arabia and Iran dashed hopes for a production cut by the OPEC (Organization of the Petroleum Exporting Countries).

For more more mortgage and market news, read our blog at


No Closing Cost Refinance*
Program Rate *Cost APR
30 Year to 417K 3.375 0.00 3.375
20 Year to 417K 3.125 0.00 3.125
15 Year to 417K 2.75 0.00 2.75
7/1 ARM to 417K 3.125 0.00 3.125
30 Year to 625.5K 3.625 0.00 3.625

*FICO Score 740. Minimum loan amount $325,000. Loan to value < 75%. One unit properties. Owner occupied. No cash-out.

How to Save for your Downpayment

Call me today at (800) 619-4400 for a Free Consultation or click to Apply Now and start the process at your convenience.

If you are thinking of purchasing a home, we suggest that you get
pre-approved for your mortgage.

You can start the process for your California mortgage loan on the Purchase Assistant page.

No Pressure - No Obligation - Just Good Information


Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.