Jehoshua Shapiro

(800) 619-4400

  • Purchase
  • Refinance
  • Personal service and advice
 

The inflation reading Employment Cost Index,which is the broadest measure of labor costs, gained 0.2% in the 2nd quarter of 2015, the smallest increase in 33 years. Wages rose, but at a slower pace in the second quarter than in the first quarter. The final reading on July Consumer Sentiment showed that the index slipped to 93.1 from the 96.1 recorded in the previous month. The index has averaged 94.5 since December, the highest eight-month span since 2004, as consumers remain positive on jobs and wages.


See more on our blog, emortgagesblog.com.

 
Program Rate *Cost APR
30 Year to 417K
30 Yr. <60% LTV
3.95
3.95
0.00
0.00
3.95
3.95
20 Year to 417K
20 Yr.<60% LTV
3.75
3.75
0.00
0.00
3.75
3.75
15 Year to 417K 3.125 0.00 3.125
7/1 ARM to 417K 3.50 0.00 3.50
30 Year to 625.5K
30 Yr. <60% LTV
4.05
4.05
0.00
0.00
4.05
4.05

Our California Mortgage Rates are
among the Lowest Rates in California

Wherever you may be in California, I am proud to offer you unparalleled purchase mortgage and refinance services along with in-house processing. I have over 20 years of experience as a California mortgage broker so you can count on me for the program selection, attention to detail and local market knowledge that assures a smooth transaction.
 
You can focus on your dream home while saving money knowing that we're taking care of the details.


Check out our rate table above. If you are interested in exploring more rate scenarios, go directly to emortgagesrates.com. Our California Mortgage Rates are among the Lowest Rates in California

Click here to find out more about us and click here to meet the staff. 

Call me today at (800) 619-4400 for a Free Consultation or click to Apply Now and start the process at your convenience.

Why Pre-Approve for Your California
Mortgage Loan?

If you are thinking of purchasing a home, we suggest that you get pre-approved for your mortgage. You can start the process for your California mortgage loan on the Purchase Assistant page



No Pressure - No Obligation - Just Good Information
 
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.