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Interest Rates

Current Rates
See what current rates are today.

Rate Alert
Be notified when rates hit a certain level.

Rate Quote
Get a rate quote from a mortgage professional.

Several Factors Affect Your Mortgage Rate
Learn about all of the different factors that can change the interest rate of a mortgage.

Annual Percentage Rate (APR)
The true cost of the loan to the borrower expressed in the form of a yearly rate.

Lock In Your Interest Rate
What is a rate lock for and why do you need one.

Closing Costs Explained
Closing costs are the actual expenses that the lender incurs in the origination of a new home loan.

Should I Pay Points
A point is an upfront fee that reduces your monthly interest rate and total interest due over the life of the loan.

Mortgage Calculations by Hand
Learn the formulas for calculating interest rates and payments.

 
california mortgage loans
Northern California - emortgages.com
35 5th Street, Petaluma, CA 94952
Tel: 800-619-4400 Fax: 707-762-9698
info@emortgages.com
RE Broker, CA Dept. of RE
License #01316639
Oregon License #ML-3331
Office Hours M-F 8:30AM – 5:30PM PST
Licensed in California and Oregon.
 
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Southern California - emortgages.com
2006 California Avenue
Santa Monica, CA 90403
Tel: 800-301-8000 Fax: 310-626-9489
ak@emortgages.com
RE Broker, CA Dept. of RE
License #00852475
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