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Today's Current Interest Rates
Updated 07/02/2009
Conforming Loans
for loans up to $417,000		 apply
Program Rate *Points APR
30 Year Fixed 5.25 0.00 5.30
30 Year Fixed 4.875 1.00 4.95
5/1 ARM 4.375 0.00 4.42
30 Year Fixed-FHA 5.375 0.00 5.55
15 Year Fixed 4.75 0.00 4.80
interest rates
interest rates
Jumbo Loans
for loans from $417,000 - $729,750		 apply
Program Rate *Points APR
30 Year Fixed 5.25 1.00 5.35
30 Year Fixed 4.875 2.00 4.99
10/1 ARM 5.00 1.00 5.09
7/1 ARM 4.875 1.00 4.99
5/1 ARM 4.50 1.00 4.59
interest rates
interest rates
No Cost Refinance Loans
Min. $300,000-no closing costs 		apply
Program Rate *Cost APR
30 Year to 417K 5.50 $0.00 5.50
20 Year to 417K 5.50 $0.00 5.50
15 Year to 417K 4.875 $0.00 4.875
30 Year to 729K N/A $0.00 N/A
15 Year to 729K N/A $0.00 N/A
interest rates
* About points and broker's compensation
 
 
 
 

 
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california mortgage loans
Northern California - emortgages.com
35 5th Street, Petaluma, CA 94952
Tel: 800-619-4400 Fax: 707-762-9698
info@emortgages.com
RE Broker, CA Dept. of RE
License #01316639
Oregon License #ML-3331
Office Hours M-F 8:30AM – 5:30PM PST
Licensed in California and Oregon. 
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Southern California - emortgages.com
2006 California Avenue
Santa Monica, CA 90403
Tel: 800-301-8000 Fax: 310-626-9489
ak@emortgages.com
RE Broker, CA Dept. of RE
License #00852475
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